Skip to content
Maby Academy
Sign inJoin

Money & Business

beginner

Money That Lasts: Personal Finance From Zero

Take control of what you earn — track it, budget it, kill the debt, and grow the rest — without shame, hype, or a spreadsheet you'll abandon by Friday.

Mabi1 student

About

What this course covers

Most people don't have a money problem. They have a visibility problem. They earn, they spend, and at the end of the month they genuinely don't know where it went — so they blame themselves, promise to "be better", and change nothing, because you cannot manage a number you have never actually looked at.

This course fixes the visibility first. You'll build an honest picture of where your money goes, then a budget that survives real life instead of collapsing the first time a tyre bursts. You'll learn how debt actually works against you and how to escape it in the right order, how to earn more without burning out, and how to grow what's left through boring, reliable compounding rather than lottery tickets dressed up as investing.

No shame, no get-rich-quick, no pretending everyone starts from the same place. Just the machinery — and the habit of looking at your own money without flinching, which turns out to be the whole game.

Curriculum

8 modules, 40 lessons

0m of video

Money is a tool, not a scoreboard

Before any spreadsheet: the handful of ideas that make the rest of the course make sense. Mostly about honesty, not maths.

Seeing clearly — the honest ledger

The unglamorous heart of the course. You will look at where your money actually goes, in full, once. Everything else stands on this.

  • Why you can't manage what you can't see🔒
  • Building your first spending map🔒
  • The subscription audit🔒
  • Fixed, variable, and why the difference matters🔒
  • Your money snapshot🔒

The budget that survives real life

Most budgets die in week two. This module builds one designed for a life that includes surprises, bad days, and the occasional treat.

  • Why most budgets fail🔒
  • The three-account system🔒
  • Paying yourself first🔒
  • The zero-based month🔒
  • Check your understanding🔒

The emergency fund — ending the surprises

The single change that turns constant low-grade money panic into calm. Why surprises aren't surprising, and how to be ready.

  • Why surprises aren't surprising🔒
  • How much is enough🔒
  • Where to keep it🔒
  • Rebuilding after you use it🔒
  • Your safety plan🔒

Debt — the maths and the escape

How interest really works against you, and how to get free in the order that costs you least — without falling for the people who profit from your panic.

  • Good debt, bad debt, and the honest test🔒
  • How interest actually works against you🔒
  • Snowball versus avalanche🔒
  • Negotiating and consolidating without getting scammed🔒
  • Check your understanding🔒

Earning more — income is a skill

Cutting has a floor; earning has no ceiling. How to raise your income deliberately, at work and beyond, without burning yourself to the ground.

  • The ceiling on cutting🔒
  • Raising your price at work🔒
  • The side income that doesn't burn you out🔒
  • Turning a skill into an offer🔒
  • Your income plan🔒

Growing money — investing without the hype

Once you're saving with no expensive debt, money should grow. The boring, reliable path that actually works — and why it beats the exciting one.

  • Why saving alone loses to inflation🔒
  • Compounding, the eighth wonder🔒
  • Risk, diversification, and not betting the house🔒
  • Index funds and the boring path that works🔒
  • Check your understanding🔒

The life plan — money in service of a life

The point was never the money. This module ties every number back to a life worth living, and ends with your own one-page plan.

  • Defining enough🔒
  • Goals with dates and numbers🔒
  • Protecting what you build🔒
  • Giving, generosity, and stewardship🔒
  • Your one-page money plan🔒

Free course

Free

Join to enrol